
Jorge Rui Da Silva Barrios
Product Manager @ PagoNxt | NOVA Member | Fintech | Payments · Madrid
I thrive at the intersection of technology, finance, and execution, helping companies turn vision into reality by making delivery a key enabler of success. With a deep focus on payments and core-banking, I specialize in building scalable, compliant, and high-performing financial infrastructures that empower businesses to grow.
Currently, I'm leading the delivery of next-generation payments products at PagoNxt, working with an exceptional team to redefine the financial sector through disruptive solutions in core-banking and payments. From ledger and accounts systems to global payment rails, I ensure that execution is not just about delivering, but about driving business success.
Reach me at LinkedIn · jorgedasilva.n98@gmail.comWork Experience

- 2022Core-Banking & Payments Product ManagerNow
Responsible for defining, improving, and managing core-banking and payments capabilities, including ledger & accounts systems, operations management, payment rails (SWIFT, SEPA, SEPA INST, T2, CHAPS, PIX, China), client integration channels, and payment orchestration. Leading 4 squads of developers and engineers.
- 2021Project Delivery Manager
Cross-project management in Santander Group's strategic initiative for payment services. Implemented projects in Risks & Compliance, direct & indirect access to domestic clearing houses in Eurozone & Great Britain, and EMI enablement across three geographies.

- 2020 — 2021Digital Project Manager
Digital Transformation Analyst working on projects related to PagoNxt (Trade & Payments), Developer Hub, Common APIs, and COVID-19 response initiatives.
- 2019 — 2020Santander Digital Project Assistant
Selected for the "Talent STEM generation" program. Worked in corporate innovation and digital transformation division, learning project management, agile methodology, and global solutions.
Education

Degree in Business Management
Universidad Europea

Degree in Computer Science Engineering
Universidad Europea
Skills & Languages
Core Competencies
Languages
Awards & Recognition
Top Outstanding People (TOP) Program
Beca/Scholarship
Beca de Excelencia
Excellence Scholarship
Global Management Challenge España 2018
Diploma de participación
SummerCamp del Gran Consumo
III edición - Diploma de participación
Communities

NOVA
Member · 2020 — Present
Global top-talent network connecting high potentials (global top 3% of each sector) amongst themselves and with the best career opportunities.
Projects
View all
Payment Rails Integration
Infrastructure
Integration of multiple payment rails including SWIFT, SEPA, SEPA INST, T2, CHAPS, PIX, and China payment systems into the core-banking platform.

Core-Banking System (P&B)
Platform
Development and enhancement of the core-banking platform including ledger management, account operations, and payment orchestration.

Ledger & Accounts System
System
Designed and delivered a scalable ledger and accounts system managing eMoney accounts, virtual accounts, blocks, withholdings, limits, and statements.

EMI Enablement (Multi-Geography)
Initiative
Cross-project management enabling EMI (Electronic Money Institution) capabilities across multiple geographies.

Transaction Screening & Monitoring
Compliance
Implementation of transaction screening and monitoring systems for compliance and risk management.
